Home Loans
Interested in Refinancing….. now is a great time to lower your interest rate and monthly payment!
Looking to Purchase a New Home…… reach out to us to see what loan amount you may qualify for!
Types of Home Loans
Conventional Loan:
The typical down payment required is 5.00%. The most common terms are 15 and 30 year loans. If you have 20% down on a purchase or refinance at 80% loan-to-value or lower, you will not need to pay mortgage insurance.
FHA Loan:
This type of loan does have more credit flexibility and lower down payments of 3.50%. Mortgage insurance is required on FHA loans.
VA Loan:
Great option for service members or surviving spouses. VA loans offer low rates and flexible down payment options.