Home Loans
Hard Money Lenders Serving Scottsdale, AZ
Not Every Deal Fits a Conventional Box
Real estate investors and self-employed borrowers in Scottsdale, AZ, know this better than anyone: the right deal doesn't always wait for a bank's timeline, and not every property type fits conventional underwriting. That's where mortgage lenders like CSI Mortgage Corporation fill a real gap. Whether you're financing a fix-and-flip, breaking ground on new construction, or picking up a commercial property, the loan structure matters as much as the rate.
Interested in Refinancing….. now is a great time to lower your interest rate and monthly payment!
Looking to Purchase a New Home…… reach out to us to see what loan amount you may qualify for!
Types of Home Loans
Conventional Loan:
The typical down payment required is 5.00%. The most common terms are 15 and 30 year loans. If you have 20% down on a purchase or refinance at 80% loan-to-value or lower, you will not need to pay mortgage insurance.
FHA Loan:
This type of loan does have more credit flexibility and lower down payments of 3.50%. Mortgage insurance is required on FHA loans.
VA Loan:
Great option for service members or surviving spouses. VA loans offer low rates and flexible down payment options.
Why Investors Work With Hard Money Lenders
Working with hard money mortgage lenders means your deal gets evaluated on its merits, not just your W-2. CSI Mortgage looks at the asset, the exit strategy, and the numbers behind the project. For investors who move fast and need a lender who can keep up, that flexibility is the difference between closing a deal and losing it. We've been structuring these loans across Arizona since 1987, and we know what it takes to get deals done.