Home Loans

Interested in Refinancing….. now is a great time to lower your interest rate and monthly payment!

Looking to Purchase a New Home…… reach out to us to see what loan amount you may qualify for!

Types of Home Loans

Conventional Loan:

The typical down payment required is 5.00%.  The most common terms are 15 and 30 year loans.  If you have 20% down on a purchase or refinance at 80% loan-to-value or lower, you will not need to pay mortgage insurance.

FHA Loan:

This type of loan does have more credit flexibility and lower down payments of 3.50%.  Mortgage insurance is required on FHA loans.

VA Loan:

Great option for service members or surviving spouses.  VA loans offer low rates and flexible down payment options.